Monday, February 14, 2011

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The loan is full of honor demands to renegotiate the mortgage

growing desire to start his own business through the use of public incentives: in 2010 the call for contributions and loans to start micro-enterprises increased by 30 percent. The forces of law and sull'autoimpiego sull'autoimprenditorialità (Decree No. 185/2000) - Invitalia maintained by the National Agency for the attraction and business development - in eight years has received over 110 thousand applications from aspiring micro-entrepreneurs, and has funded 65 thousand due to 3 billion public funds (4.8 institution).
In recent years, however, resources are running out. "Currently there are 100 million in cash - said Domenico Arcuri, CEO of Invitalia - the result of falls of the loans and the reclassification of certain balance sheet items, a sum that will enable us to provide aid until June, hoping to have soon new funds through the Plan for the South. " Most requests arrive, in fact, residents in South (93% of cases) aged under 30 (51%) and a medium to high degree (68% are university graduates or graduates). To meet the higher level self-employment is the formula that results in student loans and bonuses to unemployed people who wish to start their own businesses as a sole proprietorship with stated investment not exceeding € 25,823. Proportion that rises to over € 129mila for micro-enterprises. The concessions are transmitted through three channels: grant, soft loan and technical assistance services.
interventions are directed at self-employment start-up, controlled under 35 living in disadvantaged areas of the country.
Last year, 4,396 applications have been funded on the front of self-employment (39% of those submitted) and 26 (18%) for self-employment. A selection that is not sparing anyone. "We try to admit only those initiatives that have a good chance of success - says Arcuri - and the rising share of loan repayments is an indicator of the strength of new companies that we fund." There are currently undergoing investigation about 5 thousand questions. "A share, which tends to grow because of the questions that now also come from areas of the country, such as Lombardy and Veneto, which came in the past few requests, a clear symptom of the crisis." The timing for a response are on average equal to four months, with a maximum of six of the submission of all required documents.

From:
http://www.ilsole24ore.com/art/economia/2011-02-14/prestito-onore-pieno-richieste-063819.shtml?uuid=AaBxm67C

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