are called Last Minute Mortgage Fixed Mortgage in your pocket and the two new proposals from Banco Popolare . The first is a fixed-rate loan, the second is a predelibera service that allows customers to find a house with the certainty of getting the loan you want.
" Last Minute Mortgage Fixed Mortgage in your pocket and are a further important step towards our customers and allow the Bank Popular strengthen the role of banking partner of reference for the families, who represent the heart of our customers, offering innovative, highly cost-effective, simple and interesting "said Peter Gaspardo manager of retail.
Last Minute Fixed Mortgage provides a fixed interest rate equal to 2.95% for the first two years of funding and 4% for subsequent years, whatever duration of mortgage choice. The offer is underwritten by the requirements stipulated by 30/11/2010 and 31/12/2010.
Unlike other fixed-rate loans on the market, this product is not related to the parameter Eurirs , which is detected at signing. Therefore, there will be no difference in rates between the time of the request and the actual signing of the loan. Customers will then know already in the estimate of the amount of monthly payments that will pay for the entire repayment plan. Fixed Mortgage Last Minute is offered for both the buying and for operations of substitution of mortgages with other banks (excluding transfer costs).
Unlike other fixed-rate loans on the market, this product is not related to the parameter Eurirs , which is detected at signing. Therefore, there will be no difference in rates between the time of the request and the actual signing of the loan. Customers will then know already in the estimate of the amount of monthly payments that will pay for the entire repayment plan. Fixed Mortgage Last Minute is offered for both the buying and for operations of substitution of mortgages with other banks (excluding transfer costs).
pocket Mortgage in addition to the new financing, Banco Popular also launched an option that allows customers to make sure you can switch the loan you want before you begin your search of the house. " In this way the customer can carry out negotiations for the purchase of the peace resulting from the confidence that your bank is willing to grant a mortgage already knowing the amount, duration and conditions " reads a note of the institute.
The option can be activated " for all transactions in private residential property to ensure you get the mortgage to a resolution of the terms of income, based on the only value of the property declared by the customer before then that this is done the appraisal on the property "the statement continued. In this way the customer will receive a letter of decision in which the bank agrees to grant the loan under the conditions indicated. At the end of the final success of the operation is of course important that the real value of the house is purchased for the value declared at the beginning: if not, the customer can still get a mortgage, but will require a new request.
The option can be activated " for all transactions in private residential property to ensure you get the mortgage to a resolution of the terms of income, based on the only value of the property declared by the customer before then that this is done the appraisal on the property "the statement continued. In this way the customer will receive a letter of decision in which the bank agrees to grant the loan under the conditions indicated. At the end of the final success of the operation is of course important that the real value of the house is purchased for the value declared at the beginning: if not, the customer can still get a mortgage, but will require a new request.
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